Frequently Asked Questions

Yes. Every prospect requests information through our own compliant campaigns and gives express written consent to be contacted. A timestamped consent record, including IP address, source page and the exact disclosure language, is attached to every appointment.

Our AI cross-references each opt-in against dozens of data sources to verify identity and contact details, enrich demographics, and score intent, affordability and insurability. Low-quality and high-risk records are filtered out before a human specialist ever picks up the phone.

Always. Every appointment is booked for one agent only and is never shared, recycled or resold.

Automated SMS and email reminders keep show rates high. If a prospect no-shows and can't be rescheduled, we replace the appointment at no extra cost.

We book appointments nationwide with federal and state employees, and for final expense, term, whole life, IUL, annuities and mortgage protection, filtered to the states where you're licensed.

Both. Choose phone or Zoom appointments, in-home appointments within your travel radius, or live transfers straight to your line.

Most agents receive their first appointments within 3–5 business days of their strategy call.

No. Plans are month-to-month. We earn your business every single month.

No. Tele Setters is a private marketing company. We never use government seals or agency names, or imply endorsement, and every prospect knows they're booking time with a licensed insurance professional.

Through our own opt-in campaigns for federal and state workers who want a benefits or coverage review. Every prospect raises their hand and gives express written consent. We never buy lists.

You'll do best with a working knowledge of FERS, CSRS, FEGLI and the TSP, or your state's pension system. Each brief lists the prospect's retirement system, coverage and savings so you can prepare.

Yes. Programs are built around your licenses and expertise, so we can focus on federal employees, state employees or both, in the states where you're licensed.

Yes. Choose phone, Zoom or in-home appointments within your travel radius, or mix them. We confirm the address and who will attend before booking.

Yes. We capture key health details on every prospect, so you know in advance whether a simplified or guaranteed issue product is likely the right fit.

Most are between 50 and 85. We can narrow the age range to match the carriers and products you write.

Yes. We qualify income, budget and goals so IUL appointments go to prospects who want cash value as well as protection and can fund a policy properly.

Yes. Tell us which products you want to lead with, and we'll target and qualify prospects for those conversations.

Our AI verifies identity and contact details, then a specialist confirms age, health, income, dependents, existing coverage and budget before anything is booked.

Most programs target prospects with $100k or more in investable assets, and we can set the minimum that fits your practice.

Yes, including 401(k), 403(b), 457(b), TSP and IRA rollovers. Each brief lists the account types and balance range.

Your choice. Many annuity agents prefer in-person or Zoom so both spouses can attend. We confirm attendance when booking.

Prospects are booked shortly after they respond to an offer, while the home purchase or refinance is recent and protection is top of mind.

Yes. Ownership is checked against public property records, and the brief includes the mortgage amount and payment range the prospect shared.

Yes. We filter by licensed state and can focus on the counties or travel radius you want for in-home appointments.

Yes. Route by license, state, product or performance, use round-robin or weighted distribution, and set caps and schedules for each agent.

Yes. Agency plans are priced by volume. Book a strategy call and we'll put together a forecast and pricing for your team.

Yes. Appointments sync to your calendars and CRM, and we can integrate by webhook or API.